Here to guide you every step of the way
We help people make the best decisions about their wealth at every stage of life.
What we do
We help individuals, trustees, and businesses with a variety of financial matters. These include putting protection in place for loved ones, investing money, or planning for retirement.
Private clients
Good financial planning is much more than just recommending a product to meet a need. It is about creating a financial plan to help you achieve your short, medium and long-term financial goals.
Learn moreBusiness owners
Your business deserves the best future after the effort you have put into it. We can take the stress out of ensuring your business is tax efficient, well protected against possible nasty surprises, and well prepared for its eventual succession. We can also align your business plan to your own financial goals.
Learn moreTrustees
Our Trustee Investment Service has been designed for trustees to provide them with an investment philosophy and process that works.
Learn moreWho we are
We believe the following aspects of our service help us to stand out from the crowd:
- Organisation
- Accountability
- Objectivity
- Proactivity
- Education
- Partnership
How can we help?
If you are seeking the help of a financial professional, you might have some questions. Below are some examples of the questions you might have; we will help to resolve your concerns and clarify what the future might hold during a face-to-face meeting.
A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested.
Can we afford to live the life we want to live when we retire?
Everyone’s desired retirement lifestyle is unique. It is important to first identify what yours looks like. We will help you to define yours, then work with you to align your money with your aspirations.
When will we be able to choose to stop working?
We all want to be able to retire on our own terms. We will help you to understand and optimise your wealth, so that you can retire with confidence when the time is right.
How do I sort out my pensions?
It can be difficult to know what sort of retirement income your pensions will provide. We will analyse your pensions and overall wealth, then recommend any changes needed to achieve the retirement you want.
Am I invested suitably?
It is essential that you take the appropriate amount of risk with your investments. If you do not, you risk disappointment. We will ensure your money is invested in line with your goals and preferences.
How would one of us being unable to work affect our finances?
If illness or redundancy means you or your partner can no longer work, it is essential you have a plan in place. We will help you to safeguard your family and wealth against long periods of time without income.
What happens to my partner if I die (or to me if they die)?
It can be difficult to think about life without your partner. Nevertheless, we will help you to prepare well and ensure that you are financially secure no matter the circumstances.
Can we manage financially if one or both of us needs long-term care?
In life, it can help to expect the unexpected. If you or your partner requires long-term care because of an illness or disability, we will ensure you have the security of a robust financial plan.
Can we afford to help our family financially?
Many of us would like to support family; both in our lifetimes and after we have gone. We will help you to strike the perfect balance between an enjoyable retirement and a meaningful legacy for your loved ones.
What our clients say
We’re incredibly proud of the work we do. Here are the real words of real clients.
Twenty years ago, my accountant recommended Matt Webb as a first-class financial adviser, and that has proved to be the case. Matt is always courteous and ready to explain any questions I may have.
Matt has been our financial adviser for a number of years, and we look forward to working with him for many years to come. His expertise, advice, guidance and reliability have been at the heart of the trusting relationship from which we benefit.
Matt has a very good understanding of his clients’ needs and nothing is ever too much trouble. Matt is very knowledgeable and explains everything clearly and in sufficient detail to enable an informed decision to be made. He deals with everything quickly and efficiently and responds promptly to every query. I wouldn’t hesitate to recommend Matt to anyone seeking any form of financial advice.
I was introduced to Steve in 2008. I genuinely trust and appreciate the professional advice given to me and my family. The ongoing investment and pension advice has been invaluable through the good and the bad times and I have had no hesitation in recommending Steve to family and friends.
Lync (previously operated as PWS Financial Consulting) has been our financial adviser since 2005. The team has always offered sound financial advice based on our investment objectives and personal needs. They keep in regular contact, explain our options clearly and guide us in an appropriate direction. We feel they truly care about us, our finances and our future.
Having been a client for over 20 years, I cannot recommend the firm too highly. The levels of professionalism and product knowledge are excellent. The team takes a genuine interest in client and family circumstances and provides continuity of personnel, which is crucial for client comfort. Fees are realistic and ease of consultation is made a priority. I would not hesitate to recommend their services.
Meet the team
Mohit Saini
Chartered Financial Planner
Mohit specialises in working with business owners and high net worth individuals. He is a Chartered Financial Planner; an accreditation indicative of his dedication to ongoing personal development.
Meet Mohit
Andrew Robertson
Financial Adviser
Andrew has worked in financial services for more than 30 years.
Meet Andrew
Jonathan Barlow
Financial Planner
Jonathan is a Financial Planner specialising in pension planning. He enjoys making a real difference to our clients’ lives and businesses.
Meet Jonathan
Nick Grogan
Award Winning Chartered & Certified Financial Planner
Nick has worked in financial services for fifteen years. He is a highly-qualified Chartered Financial Planner, a Certified Financial Planner and a Fellow of the Personal Finance Society.
Meet Nick
Matt Webb
Financial Planner and Mortgage Adviser
Matt has been providing independent financial advice for 29 years; helping clients to achieve their financial goals through comprehensive advice.
Meet Matt
Stephanie Lloyd
Chartered Paraplanner & Adviser
Steph works closely with clients and colleagues in her role as a Chartered Paraplanner and Adviser. She enjoys building strong client relationships and helping them achieve their financial goals.
Meet Stephanie
Mark Crighton
Mortgage Adviser
Mark works closely with our financial advisory team, providing mortgage advice and solutions for new purchases, remortgages, Buy to Let and commercial deals.
Meet Mark
Janet Whittle
Financial Planner
Jan has over 25 years’ experience in financial services and now works as a Financial Planner with DSG Wealth Management. She specialises in advising high-net-worth clients and takes pride in building trusted, long-standing relationships.
Meet Janet
Marie Clark
Office Manager
As our Office Manager, Marie’s role is to ensure the smooth running of our office’s processes and procedures: everything from compliance to management, banking, payroll and recruitment.
Meet Marie
Jake Lloyd
Chartered Paraplanner
Jake is a friendly point of contact for our clients and is always looking to develop his skills. Today, he is a Chartered Paraplanner and a Fellow of the Personal Finance Society.
Meet Jake
Emma Symes
Financial Administrator
Emma’s role varies between marketing, mortgages and commissions. She enjoys working with such a great group of people – no two days are the same!
Meet Emma
Karen Kelly
Financial Administrator
Karen’s role involves providing support for our advisers and clients.
Meet Karen
Florin Nitescu
Financial Administrator
Florin studied Banking and Finance at university and is currently working towards his Advanced Diploma in Financial Planning.
Meet Florin
Charlie Robertson
Financial Administrator
Working towards Diploma in Regulated Financial Planning, aiming to be completed December 2026
Meet Charlie
Stephanie Jones
Financial Administrator
Stephanie's role involves supporting advisers and clients across a wide range of day-to-day activities.
Meet Stephanie
Joshua O'Neill
Financial Administrator
As a Financial Administrator, Josh provides administrative support to our advisers, helping to ensure clients receive an efficient and professional service.
Meet Joshua
Katie Lloyd
Financial Administrator
Katie's role involves working closely with our advisers and clients, providing support across a wide range of day-to-day activities.
Meet KatieGet in touch
If you would like to learn more or book a no-obligation initial meeting, we would love to hear from you. Enter your details below and we will be in touch.